SILVERcare is a locally owned, licensed home care agency, providing quality home care in Kinston, NC. We were established in 1993 in Greenville, North Carolina. We provide in-home assistance and personal care services to the elderly, disabled and injured. We like to think of ourselves as mature America’s best friend.
Retirement can be both an exciting and a terrifying time in the lives of many. It’s a time where you can give up the 9-5 schedule and take time to relax. But it’s also a time of major change and adjustment, not to mention a pay cut. So, how can you plan ahead and save for your retirement so that you can live out your retirement comfortably?
The earlier you start saving for the retirement, the better off you will be in the long run. Unfortunately, many of us don’t have the finances nor the foresight in our twenties and thirties to think that far in advance and set aside money for our retirement. However, even if you get a late start in saving for retirement, you can still catch up and set aside a nest egg for your future.
One of the best ways to save for retirement is to take advantage of your employer’s 401(k) if they have one available. Bankrate.com advises that you set aside at least 10% of your earnings to put towards your 401(k) at work. The great thing about 401(k)s is that many employers will match your contributions up to a certain percentage. On top of that, it’s money that will be taken out of your paycheck and set aside so you don’t even have to think twice about doing it.
If your company doesn’t offer a 401(k), you can set up your own Roth IRA, which functions similarly. One of the great things about a Roth IRA is that it allows you to save money without having it taxed.
For home care that truly cares, contact us at SILVERcare in Kinston, NC.

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